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Experience the Difference working with a highly skilled lender who cares about your needs & consistently delivers the best rates!

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36+ years in the mortgage business -- over 10,000 closed loans as a loan officer, sales manager and mortgage company owner!


You communicate with me from start to finish -- I'm always available & ready to provide solutions with straight forward answers--and no sales pitch!

Dennis Hughes Owner/MLO

I beat 99% of other lenders rates & fees -- and pass on the savings to borrowers like you! How?

I keep my company overhead small and lean and capitalize on my 10,000+ funded loan experience to streamline your loan process, reduce your costs & eliminate loan hassles!

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Consummate Pro and an Authority in the Mortgage Business!

Jade R. from Groveland, CA

I just closed on a second home in a highly controlled mountain community with wildfire risk. Dennis came highly recommended by my realtor, and soon after my initial communication, I quickly knew why. Dennis was not only very knowledgeable, but he is very responsive and patient. I had many questions, since this is my first vacation home purchase in California. Not only was he very prompt with his responses, but the whole transaction was relatively painless. Will I use him again? YES. Will I recommend him to my friends and family? Definitely!

Lend4less.com NMLS #1395260 
Dennis Hughes NMLS #178729
CA Dept of Real Estate -
Real Estate Broker ID #01001409
Colorado MLO.100511559

 

PO Box 1859 -- 2209 Hartvickson Lane

Valley Springs, CA, 95252    

Call Now : 209-602-4900 â€‹

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