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FHA Loan Tips


Bad pre-approval letters
Common problems with Mortgage Preapproval Letters-- Prequalification pretending to be a preapproval -- and why that matters


Property condition guide & what inspections do lenders require?
Property condition is extremely confusing to real estate agents and their buyers, with lenders interpretations varying


Closing Costs Explained
Mortgage loan closing costs explained


FHA minimum property standards and inspection requirements
FHA existing property condition screening checklist


Getting a home loan is a hassle
The ugly truth about home loans. They're a hassle! Reducing this hassle can make the process more tolerable. And you can make the loan process easier with CAKE. The acronym CAKE represents the qualities a loan officer needs to possess. With these qualities, a loan officer can reduce hassle, explain everything and provide a home loan experience every home buyer or refinancer deserves. CAKE stands for: Communication -- Ability -- Knowledge -- Experience Communication A loan


Mortgage rate averages nationwide
How Rates move
Conventional and Government lenders set their rates based on the pricing of Mortgage-Backed Securities (called MBS) which ar


Conventional, FHA, VA, USDA, how do these loan programs compare?
Loan programs have different costs and qualifying requirements. Here are some tips to help you choose what's best for you based on your qualifying criteria and the property. FYI-this article will not include any down payment assistance program info. That will be covered in a different article. Quick tips on the 4 most common loan types The 4 most common loan types with their minimum down payment are listed below. Conventional (Fannie Mae & Freddie Mac), FHA and VA typicall


Seller Funded Buydowns: Everything you need to know
Uncover the secrets behind seller-funded buydowns and gain a comprehensive understanding of how they work in real estate transactions.
Consummate Pro and an Authority in the Mortgage Business!
Jade R. from Groveland, CA
I just closed on a second home in a highly controlled mountain community with wildfire risk. Dennis came highly recommended by my realtor, and soon after my initial communication, I quickly knew why. Dennis was not only very knowledgeable, but he is very responsive and patient. I had many questions, since this is my first vacation home purchase in California. Not only was he very prompt with his responses, but the whole transaction was relatively painless. Will I use him again? YES. Will I recommend him to my friends and family? Definitely!
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