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Mortgage Rate tips


Big lenders and the Rate Quote Game
The bigger the lender, the more you pay! -- Big offices, marketing costs and executive pay add up--- and the only way for them to be profitable is to pass those costs on to their borrowers!


4Cs of home loan underwriting
Got turned down for a mortgage to buy a new home or refinance your current home? You’re not alone.
the first step is to figure out why


Rate secrets you need to know
Rate secrets you need to know


The truth about online rate quotes
Shopping for a home loan, it’s easy to feel overwhelmed. Ads are everywhere -so how do you cut to the chase and find the best rate for you?


Closing Costs Explained
Mortgage loan closing costs explained


Getting a home loan is a hassle
The ugly truth about home loans. They're a hassle! Reducing this hassle can make the process more tolerable. And you can make the loan process easier with CAKE. The acronym CAKE represents the qualities a loan officer needs to possess. With these qualities, a loan officer can reduce hassle, explain everything and provide a home loan experience every home buyer or refinancer deserves. CAKE stands for: Communication -- Ability -- Knowledge -- Experience Communication A loan


Mortgage rate averages nationwide
How Rates move
Conventional and Government lenders set their rates based on the pricing of Mortgage-Backed Securities (called MBS) which ar


Rate Lock Tips to help you get the best rate
Mortgage interest rates -- just like stock prices -- change price daily and you can win or lose a little if you don't know what you're doing
Consummate Pro and an Authority in the Mortgage Business!
Jade R. from Groveland, CA
I just closed on a second home in a highly controlled mountain community with wildfire risk. Dennis came highly recommended by my realtor, and soon after my initial communication, I quickly knew why. Dennis was not only very knowledgeable, but he is very responsive and patient. I had many questions, since this is my first vacation home purchase in California. Not only was he very prompt with his responses, but the whole transaction was relatively painless. Will I use him again? YES. Will I recommend him to my friends and family? Definitely!
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