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Rock Bottom Rates without the bank & big lender hassle!
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Mortgage Rate tips
Current average nationwide rates----
My rates are typically lower than these listed averages by .25% or more!
Some rate tips-- higher the lender fees (including points) the lower the rate. whether you pay points for a lower rate or not depends on your personal scenario and the potential for lower rates going forward.
It's anyone's guess where rates are headed, however an experienced loan officer can detail out the trends to help you decide on a path that's best for you.
Mortgage rates are not one size fits all!
Many factors, both personal, the property and even transaction terms will affect the rate you will receive.
Consummate Pro and an Authority in the Mortgage Business!
Jade R. from Groveland, CA
I just closed on a second home in a highly controlled mountain community with wildfire risk. Dennis came highly recommended by my realtor, and soon after my initial communication, I quickly knew why. Dennis was not only very knowledgeable, but he is very responsive and patient. I had many questions, since this is my first vacation home purchase in California. Not only was he very prompt with his responses, but the whole transaction was relatively painless. Will I use him again? YES. Will I recommend him to my friends and family? Definitely!
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