Lower Mortgage Rates. No Bank Hassle.
Save thousands with a Mortgage Broker who explains everything and never pressures you.
I'm Dennis Hughes, Mortgage Broker & Owner of RockBottomRate also known as Lend4less. I can save you thousands of dollars with my hassle free home loan process sharpened from my 35+ years of experience while closing 10,000+ loans. What you get from me:
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Fast closings in as little as 11-12 days
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Simplified loan process
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All home loan questions answered
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Fantastic communication with your loan options detailed verbally and in writing
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Transparent "Rockbottom" loan pricing that consistently beats banks & big lenders
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No pushy hard-sell crap you get from other lenders!
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Just the info you need to make the best decision for YOU!
Mortgage Rate Tips
Learn how and why rates change and what personal and transaction factors affect the rate you receive
Loan Program Differences
Find your best and most cost effiecnt loan program for your specific needs
First Time Buyer Loan Tips
Learn all about monthly payments, down payments, closing costs and how it all fits together
Refinance Tips
Guide to knowing when a refi is right for you, what your options are, and to know if it's worth it
Property Condition Tips
Learn what inspections and property condition standards are required for each loan program
Loan Qualifying Tips
Understand the 4Cs of loan qualifying and which loan programs are more "forgiving"
Funds to Close Tips
Guide to closing costs and required down payment per loan program- and how to minimize
Lender Type Tips
The different type of lenders and how that affects your home loan process and your loan price
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